We can provide your business with a merchant cash advance against its merchant account of up to $500,000 per business location. An alternative to a small business loan, these funds against all future credit card sales (Visa, MasterCard, American Express, Discover, etc.) are typically available within 7 days or less. AmeriMerchant is one of the largest providers of merchant account financing in the country. To qualify for a merchant cash advance against your merchant account, you only need to be processing credit cards for 60 days to receive a business cash advance against your future Visa, MasterCard, American Express, and/or Discover credit card processing receipts.